What A Homeowner Can Do With Water Damage

You do not have to live in an area hit by a hurricane or flooding to experience water damage to your home. Water damage is one of the most common reasons a homeowner needs to file an insurance claim, and most of the damage comes from the water we bring into our homes. Something as simple as your plumbing or a leaking appliance can cause major damage to your home. It is not feasible to live in your home without plumbing or running water, so what is a cautious homeowner to do?

First, sit down and review your home insurance. It is important to understand what types of damage your insurance policy covers. Many insurance policies will cover water damage but will not pay to repair or replace the broken item. For instance, maybe you have a leaking dishwasher and discover that the wood in your kitchen floor is damaged. Your insurance policy may pay to have the floor replaced but not the dishwasher. Read your insurance policy carefully and understand all the terms and limitations.

Next, set out to prevent possible water damage. You're not going to prevent an act of nature from causing damage to your home, but you can keep your plumbing in working order and work to prevent water damage from the items around you home. Most damage occurs in areas of your home that you cannot see. Water can leak under the carpet into your floorboards, slowly drip from a pipe into your walls, or puddle under a sink in the cabinet. If you start to see something unusual in your cabinets, walls, or floors, do not wait. Inspect the area for water damage at once.

It is also a good idea to have your plumbing inspected each year. Inspect the cabinets under each sink in your home. Do not forget the appliances that use water as well. Inspect the hoses and the area around your washing machine, dish washer, water heater, hot tubs, and pools. Inspect everything in your home that holds or uses water. If you find a leaking faucet or slight water damage you can repair the area before the problem becomes a serious problem.

Finally, keep an eye on your water bill. Compare the monthly usage each month. If you have a spike of water you are using from month-to-month, it may be a sign of a water leak. Even a small, unexplained increase in your water bill may be an indicator of water damage to come.

Your home is a major investment in your life, protect your investment and prevent water damage. Sure, there is no way to prevent a flooding river or stream from destroying your basement, but you can prevent your plumbing from causing damage to your home. Taking the time to inspect your home and repair leaking pipes or faucets when discovered can help you prevent major damage from occurring. The inspection takes only minutes of your time and can help ease your mind about having running water in your home: https://www.youtube.com/watch?v=S8XptcRCxD8

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